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Run by Grove Benefit Advisors, a licensed broker certified by Connect for Health Colorado.

COLORADO HEALTH INSURANCE , home
Colorado National Monument above the Grand Valley

Garfield County health insurance for 2027

27 plans from 2 insurance companies are sold through Connect for Health Colorado in Garfield County: Anthem, Rocky Mountain Health Plans. Price them for your household below, with your tax credit included.

About 14.5% of adults 18 to 64 in Garfield County have no health insurance (Census, 2023). The median household income is $94,696, and 9.1% of residents live below the poverty line (Census, 2023).

Plans by metal level

11 bronze · 12 silver · 3 gold · 1 catastrophic

Colorado Option plans

6 available

Benchmark silver, age 40

$912.86/mo

Anthem Colorado Option Silver Pathway Std

Lowest full prices by age

One adult, no tobacco, before any tax credit. Your own price depends on your household and income.

$500.00$1,000$1,500$2,0002130405064AgeAge 21: cheapest bronze $532.68/moAge 25: cheapest bronze $534.81/moAge 30: cheapest bronze $604.59/moAge 35: cheapest bronze $650.93/moAge 40: cheapest bronze $680.77/moAge 45: cheapest bronze $769.19/moAge 50: cheapest bronze $951.37/moAge 55: cheapest bronze $1,187.88/moAge 60: cheapest bronze $1,445.69/moAge 64: cheapest bronze $1,598.04/moBronzeAge 21: cheapest silver $653.61/moAge 25: cheapest silver $656.22/moAge 30: cheapest silver $741.85/moAge 35: cheapest silver $798.71/moAge 40: cheapest silver $835.31/moAge 45: cheapest silver $943.81/moAge 50: cheapest silver $1,167.35/moAge 55: cheapest silver $1,457.55/moAge 60: cheapest silver $1,773.90/moAge 64: cheapest silver $1,960.83/moSilverAge 21: cheapest gold $632.84/moAge 25: cheapest gold $635.37/moAge 30: cheapest gold $718.27/moAge 35: cheapest gold $773.33/moAge 40: cheapest gold $808.77/moAge 45: cheapest gold $913.82/moAge 50: cheapest gold $1,130.25/moAge 55: cheapest gold $1,411.23/moAge 60: cheapest gold $1,717.53/moAge 64: cheapest gold $1,898.52/moGold
Cheapest bronzeCheapest silverCheapest goldFull monthly price for one adult, no tobacco, before tax credits.
AgeCheapest bronzeCheapest silverCheapest gold
30$604.59/mo
Anthem Colorado Option Bronze Pathway Std		$741.85/mo
RMHP Valley Colorado Option Silver		$718.27/mo
RMHP Valley Colorado Option Gold
40$680.77/mo
Anthem Colorado Option Bronze Pathway Std		$835.31/mo
RMHP Valley Colorado Option Silver		$808.77/mo
RMHP Valley Colorado Option Gold
50$951.37/mo
Anthem Colorado Option Bronze Pathway Std		$1,167.35/mo
RMHP Valley Colorado Option Silver		$1,130.25/mo
RMHP Valley Colorado Option Gold
60$1,445.69/mo
Anthem Colorado Option Bronze Pathway Std		$1,773.90/mo
RMHP Valley Colorado Option Silver		$1,717.53/mo
RMHP Valley Colorado Option Gold

Notice that the cheapest gold plan here costs less than the cheapest silver. In Colorado, exchange silver prices carry the cost of the extra savings lower-income households get on silver plans. If your income is too high for those savings, a gold plan can cost less and cover more.

What a 40-year-old earning $35,000 pays

At 219% of the poverty line, a single 40-year-old in Garfield County gets an estimated federal tax credit of $693.00 a month. The lowest-priced bronze plan then costs $0.00 a month (Anthem Colorado Option Bronze Pathway Std). The lowest-priced silver costs $72.31 a month, with lower deductibles at this income (enhanced silver, 73% actuarial value): $3,400 deductible. Prices after the credit also take off about $70 a month of Colorado Premium Assistance. Connect for Health Colorado decides who qualifies. These are estimates; your price is set when you apply.

At Garfield County's typical pay. The typical worker in Garfield County earns about $48,000 a year. At that income, a single 40-year-old gets an estimated tax credit of $504.00 a month. The lowest-priced bronze plan then costs $106.77 a month, and the lowest-priced silver $261.31. Pay: Census American Community Survey 2020-2024, median earnings of people who work (±$2,373).

Off-exchange plans can never take a tax credit, so they only make sense if you're sure you won't qualify. If you won't, the lowest-priced off-exchange silver here (Anthem Colorado Option Silver Pathway Std) costs $94.48 a month less than the cheapest exchange silver at age 40.

Hospitals and clinics in Garfield County

2 hospitals, all with emergency care. Whether a hospital is in a plan's network depends on the plan: use "Find your doctors" on any plan card to check.

  • Grand River Hospital DistrictRifle · Critical Access Hospital · emergency care
  • Valley View Hospital AssociationGlenwood Springs · Acute Care Hospital · emergency care

Community health centers

Federally funded clinics that see patients with or without insurance, with fees based on income.

  • Mountain Family Health Centers Glenwood SpringsGlenwood Springs · Mountain Family Health Centers
  • Mountain Family Health Centers Glenwood Springs AdministrationGlenwood Springs · Mountain Family Health Centers
  • Mountain Family Health Centers RifleRifle · Mountain Family Health Centers

Rural health clinics

  • Grand River Health Clinic WestParachute

Other help in Garfield County

  • If your income is low, you may qualify for Health First Colorado (Medicaid), which costs little or nothing. Apply at Health First Colorado or through Colorado PEAK, or at the Garfield County human services office.
  • Connect for Health Colorado also funds free, in-person enrollment helpers around the state.
  • Or have a licensed Grove advisor check your plan and help you enroll, by phone, at no cost.

Price plans for your household

Open enrollment runs November 1, 2026 to January 15, 2027. Enroll by December 15 for January 1, or by January 15 for February 1. Outside those dates you need a qualifying life event.

Step 1 of 3

Cities in Garfield County: Glenwood Springs, Rifle

Questions before you choose?

All guides

Compare with other Colorado counties

Cheapest silver plan by Colorado county, age 40, before tax creditsEach county links to its page. Lighter counties have cheaper silver plans.AdamsAlamosaArapahoeArchuletaBacaBentBoulderChaffeeCheyenneClear CreekConejosCostillaCrowleyCusterDeltaDoloresDouglasEagleEl PasoElbertFremontGarfieldGrandGunnisonHinsdaleHuerfanoJacksonJeffersonKiowaKit CarsonLa PlataLakeLarimerLas AnimasLincolnLoganMesaMineralMoffatMontezumaMontroseMorganOteroOurayParkPhillipsPitkinProwersPuebloRio BlancoRio GrandeRouttSaguacheSan JuanSan MiguelSedgwickSummitTellerWashingtonWeldYuma
  • $551.00–$559.00
  • $559.00–$707.00
  • $707.00–$707.00
  • $707.00–$719.00
  • $719.00–$835.00

Cheapest silver plan for one 40-year-old, no tobacco, before tax credits. Hover over a county or tap it for its plans, prices and local hospitals.

Garfield County is in Colorado rating area 9. Prices are from each carrier's 2027 rates approved by the Colorado Division of Insurance (6 carrier filings, SERFF), for coverage starting January 1, 2027. Tax credit estimates use the 2027 federal rules. Your price is set when you apply. Hospitals: CMS Hospital General Information. Health centers: HRSA. Rural clinics: CMS enrollment data. Uninsured rate and incomes: U.S. Census Bureau (SAHIE and SAIPE, 2023). ZIP codes mostly in Garfield County: 81601, 81630, 81635, 81637, 81647, 81652.