Adams County health insurance for 2027
90 plans from 6 insurance companies are sold through Connect for Health Colorado in Adams County: Anthem, Colorado Access, Denver Health (Elevate), Kaiser Permanente, Rocky Mountain Health Plans, Select Health. Price them for your household below, with your tax credit included.
About 12.4% of adults 18 to 64 in Adams County have no health insurance (Census, 2023). The median household income is $95,278, and 9.7% of residents live below the poverty line (Census, 2023).
Plans by metal level
32 bronze · 36 silver · 18 gold · 4 catastrophic
Colorado Option plans
18 available
Benchmark silver, age 40
$564.86/mo
KP Select CO Silver 3800/25%/HSA
Lowest full prices by age
One adult, no tobacco, before any tax credit. Your own price depends on your household and income.
| Age | Cheapest bronze | Cheapest silver | Cheapest gold |
|---|---|---|---|
| 30 | $398.06/mo KP Select CO Bronze 8500/50/HSA | $488.97/mo KP Colorado Option Silver | $474.05/mo KP Colorado Option Gold |
| 40 | $448.21/mo KP Select CO Bronze 8500/50/HSA | $550.57/mo KP Colorado Option Silver | $533.77/mo KP Colorado Option Gold |
| 50 | $626.37/mo KP Select CO Bronze 8500/50/HSA | $769.42/mo KP Colorado Option Silver | $745.95/mo KP Colorado Option Gold |
| 60 | $951.84/mo KP Select CO Bronze 8500/50/HSA | $1,169.21/mo KP Colorado Option Silver | $1,133.54/mo KP Colorado Option Gold |
Notice that the cheapest gold plan here costs less than the cheapest silver. In Colorado, exchange silver prices carry the cost of the extra savings lower-income households get on silver plans. If your income is too high for those savings, a gold plan can cost less and cover more.
What a 40-year-old earning $35,000 pays
At 219% of the poverty line, a single 40-year-old in Adams County gets an estimated federal tax credit of $345.00 a month. The lowest-priced bronze plan then costs $33.21 a month (KP Select CO Bronze 8500/50/HSA). The lowest-priced silver costs $135.57 a month, with lower deductibles at this income (enhanced silver, 73% actuarial value): $3,400 deductible. Prices after the credit also take off about $70 a month of Colorado Premium Assistance. Connect for Health Colorado decides who qualifies. These are estimates; your price is set when you apply.
At Adams County's typical pay. The typical worker in Adams County earns about $50,000 a year. At that income, a single 40-year-old gets an estimated tax credit of $139.00 a month. The lowest-priced bronze plan then costs $239.21 a month, and the lowest-priced silver $341.57. Pay: Census American Community Survey 2020-2024, median earnings of people who work (±$761.00).
Off-exchange plans can never take a tax credit, so they only make sense if you're sure you won't qualify. If you won't, the lowest-priced off-exchange silver here (KP Select CO Silver 5350/0/HSA X) costs $68.01 a month less than the cheapest exchange silver at age 40.
Hospitals and clinics in Adams County
6 hospitals, 5 with emergency care. Whether a hospital is in a plan's network depends on the plan: use "Find your doctors" on any plan card to check.
- Children's Hospital ColoradoAurora · Children · emergency care
- Hca Healthone Mountain RidgeThornton · Acute Care Hospital · emergency care
- Intermountain Health Platte Valley HospitalBrighton · Acute Care Hospital · emergency care
- University of Colorado Hospital AuthorityAurora · Acute Care Hospital · emergency care
- Va Eastern Colorado Healthcare SystemAurora · Acute Care - Veterans Administration · emergency care
- West Pines Behavioral HospitalWestminster · Psychiatric
Community health centers
Federally funded clinics that see patients with or without insurance, with fees based on income.
- STRIDE CHC - PeoriaAurora · Metro Community Provider Network Inc.
- Salud BrightonBrighton · Salud Family Health, Inc.
- Salud Brighton's Women CenterBrighton · Salud Family Health, Inc.
- Salud Commerce CityCommerce City · Salud Family Health, Inc.
- Clinica Family Health - PecosDenver · Clinica Campesina/family Health Services
- Clinica Family Health - Pecos Administration 1st FloorDenver · Clinica Campesina/family Health Services
- Clinica Family Health - Pecos Administration 3rd FloorDenver · Clinica Campesina/family Health Services
- Health Center at StrasburgStrasburg · Peak Vista Community Health Centers
- Clinica Family Health - ThorntonThornton · Clinica Campesina/family Health Services
- The Renaissance Village 88Thornton · The Colorado Coalition for the Homeless
- Clinica Family Health - WestminsterWestminster · Clinica Campesina/family Health Services
Other help in Adams County
- If your income is low, you may qualify for Health First Colorado (Medicaid), which costs little or nothing. Apply at Health First Colorado or through Colorado PEAK, or at the Adams County human services office.
- Connect for Health Colorado also funds free, in-person enrollment helpers around the state.
- Or have a licensed Grove advisor check your plan and help you enroll, by phone, at no cost.
Price plans for your household
Cities in Adams County: Arvada, Aurora, Brighton, Commerce City, Thornton, Westminster
Questions before you choose?
Compare with other Colorado counties
- $551.00–$559.00
- $559.00–$707.00
- $707.00–$707.00
- $707.00–$719.00
- $719.00–$835.00
Cheapest silver plan for one 40-year-old, no tobacco, before tax credits. Hover over a county or tap it for its plans, prices and local hospitals.
Adams County is in Colorado rating area 3. Prices are from each carrier's 2027 rates approved by the Colorado Division of Insurance (6 carrier filings, SERFF), for coverage starting January 1, 2027. Tax credit estimates use the 2027 federal rules. Your price is set when you apply. Hospitals: CMS Hospital General Information. Health centers: HRSA. Rural clinics: CMS enrollment data. Uninsured rate and incomes: U.S. Census Bureau (SAHIE and SAIPE, 2023). ZIP codes mostly in Adams County: 80011, 80019, 80022, 80024, 80030, 80031, 80045, 80102, 80103, 80136, 80221, 80229, 80233, 80234, 80241, 80260, 80601, 80602, 80603, 80640.