Terms of use

What this site is

coloradohealthinsurance.com is owned and operated by Grove Benefit Advisors LLC, a licensed Colorado health insurance agency (license 958957, NPN 22306241). Grove is a certified broker with Connect for Health Colorado. Using it costs nothing and commits you to nothing. It isn't Connect for Health Colorado, an insurance company, or a government website.

Prices are estimates

The prices, tax credits and Colorado Premium Assistance shown here are estimates. We work them out from what you enter and from each insurance company's 2027 rates and plan details. The Colorado Division of Insurance approved those, and they are filed publicly. Our math follows the rules Connect for Health Colorado uses, but your actual price is set when you apply, from the information on your application.

Connect for Health Colorado decides whether you qualify for a tax credit or Colorado Premium Assistance, and how much. Carriers decide what a plan covers. Where anything here differs from a carrier's plan documents or from Connect for Health Colorado, theirs govern. If you spot a difference, tell us and we'll fix our page.

Nothing here enrolls you

Getting prices or asking an advisor to check a plan doesn't apply for coverage, enroll you, or bind any carrier. Coverage starts when Connect for Health Colorado or a carrier accepts your application and you pay your first premium.

You decide, and we're here to check

The pages and tools here are general information to help you compare plans on your own terms. They aren't advice about your situation until a licensed Grove advisor has talked with you about it. When you ask us to check a plan, an advisor reviews it with you and can help you enroll, at no cost to you. The choice of plan is always yours.

Where the information comes from

Plan rates, benefits and service areas come from the carriers' public filings with the Colorado Division of Insurance. Tax credit and Colorado Premium Assistance rules come from federal law, IRS guidance, and Colorado regulations. ZIP-to-county matches come from the U.S. Census Bureau. We update the site when those sources change, and pages that show figures say which plan year they cover.

Disclaimer of warranties

We work hard to keep this site accurate and available, but it is provided as is and as available. To the extent the law allows, Grove Benefit Advisors LLC makes no warranties, express or implied, about the site or its content, including warranties of accuracy, completeness, merchantability, or fitness for a particular purpose. Plan details, networks, drug lists and rates can change after we publish them.

Limitation of liability

To the extent the law allows, Grove Benefit Advisors LLC isn't liable for any indirect, incidental, special or consequential damages arising from your use of this site or reliance on its estimates. Nothing in these terms limits any obligation we have to you as your licensed broker if you choose to work with us, or any right you have that the law doesn't allow to be limited.

Using the site fairly

• Read it, print it, and share it with anyone it helps.
• Search engines and AI assistants are welcome to read and cite it. Don't copy the site or its data to build another product, or pull data at a rate that slows the site for others.
• Don't send false information through our forms, or interfere with the site working for other people.

Links to other sites

We link to Connect for Health Colorado, carriers and government sites because that's where the official answers live. We don't control those sites or what they do with your information.

Governing law

Grove Benefit Advisors LLC is a Colorado limited liability company. These terms are governed by Colorado law, and any dispute about them belongs in the state or federal courts located in Colorado.

Questions

Grove Benefit Advisors LLC, 2580 E Harmony Rd #201, Fort Collins, CO 80528. (970) 840-1130, hello@groveba.com. Our privacy policy covers what we collect and why.