Guides
Short, plain-language answers to the questions people ask us most about 2027 Colorado coverage.
Colorado open enrollment for 2027: dates and deadlines
The dates for 2027 open enrollment in Colorado, which deadline matters for a January 1 start, and what to do if you miss the window.
How the health insurance tax credit works in Colorado for 2027
How the federal premium tax credit, Colorado Premium Assistance, and cost-sharing reductions lower your costs for 2027, and what to watch at tax time.
Losing job-based coverage in Colorado: your options
What to do when employer health coverage ends: COBRA, a special enrollment period, a spouse's plan, or Medicaid, and the dates that matter.
Health insurance for self-employed Coloradans
How self-employed people in Colorado estimate income, get help with premiums, and avoid a surprise tax bill, plus the 2027 enrollment dates.
What the Colorado Option is, and whether it's right for you
A plain explanation of Colorado Option plans: standardized bronze, silver, and gold plans with the same costs at every insurance company.
Bronze, silver, gold: choosing a metal level
What bronze, silver, gold, and platinum mean, and how to match a level to the care you use.
Off-exchange plans: when they make sense, and when they don't
What an off-exchange plan is, why it can never get the tax credit, and how 2027 changes what Connect for Health Colorado shows.
Health First Colorado and CHP+: who qualifies
A plain guide to Colorado's Medicaid program and CHP+: who they cover, how income is used, and how to apply at any time.
How to compare plans: doctors, drugs and the real yearly cost
A step-by-step way to compare health plans using your doctors, your medicines, and the real yearly cost rather than the premium alone.
What a health insurance broker does, and how brokers get paid
What a licensed health insurance broker does, how brokers are paid, and why you pay the same premium with or without one.