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Run by Grove Benefit Advisors, a licensed broker certified by Connect for Health Colorado.

COLORADO HEALTH INSURANCE , home
Colorado National Monument above the Grand Valley

Delta County health insurance for 2027

40 plans from 3 insurance companies are sold through Connect for Health Colorado in Delta County: Anthem, Rocky Mountain Health Plans, Select Health. Price them for your household below, with your tax credit included.

About 13.6% of adults 18 to 64 in Delta County have no health insurance (Census, 2023). The median household income is $57,075, and 12.9% of residents live below the poverty line (Census, 2023).

Plans by metal level

15 bronze · 16 silver · 8 gold · 1 catastrophic

Colorado Option plans

9 available

Benchmark silver, age 40

$730.79/mo

Select Health Monument Value Silver $3500 Medical Deductible

Lowest full prices by age

One adult, no tobacco, before any tax credit. Your own price depends on your household and income.

$0.00$500.00$1,000$1,500$2,0002130405064AgeAge 21: cheapest bronze $418.30/moAge 25: cheapest bronze $419.97/moAge 30: cheapest bronze $474.77/moAge 35: cheapest bronze $511.16/moAge 40: cheapest bronze $534.59/moAge 45: cheapest bronze $604.03/moAge 50: cheapest bronze $747.09/moAge 55: cheapest bronze $932.81/moAge 60: cheapest bronze $1,135.27/moAge 64: cheapest bronze $1,254.89/moBronzeAge 21: cheapest silver $542.94/moAge 25: cheapest silver $545.11/moAge 30: cheapest silver $616.24/moAge 35: cheapest silver $663.47/moAge 40: cheapest silver $693.88/moAge 45: cheapest silver $784.01/moAge 50: cheapest silver $969.69/moAge 55: cheapest silver $1,210.76/moAge 60: cheapest silver $1,473.54/moAge 64: cheapest silver $1,628.82/moSilverAge 21: cheapest gold $522.37/moAge 25: cheapest gold $524.46/moAge 30: cheapest gold $592.89/moAge 35: cheapest gold $638.34/moAge 40: cheapest gold $667.59/moAge 45: cheapest gold $754.30/moAge 50: cheapest gold $932.95/moAge 55: cheapest gold $1,164.89/moAge 60: cheapest gold $1,417.71/moAge 64: cheapest gold $1,567.11/moGold
Cheapest bronzeCheapest silverCheapest goldFull monthly price for one adult, no tobacco, before tax credits.
AgeCheapest bronzeCheapest silverCheapest gold
30$474.77/mo
Select Health Monument Value Bronze $8500 Medical Deductible		$616.24/mo
RMHP Monument One Colorado Option Silver		$592.89/mo
RMHP Monument One Colorado Option Gold
40$534.59/mo
Select Health Monument Value Bronze $8500 Medical Deductible		$693.88/mo
RMHP Monument One Colorado Option Silver		$667.59/mo
RMHP Monument One Colorado Option Gold
50$747.09/mo
Select Health Monument Value Bronze $8500 Medical Deductible		$969.69/mo
RMHP Monument One Colorado Option Silver		$932.95/mo
RMHP Monument One Colorado Option Gold
60$1,135.27/mo
Select Health Monument Value Bronze $8500 Medical Deductible		$1,473.54/mo
RMHP Monument One Colorado Option Silver		$1,417.71/mo
RMHP Monument One Colorado Option Gold

Notice that the cheapest gold plan here costs less than the cheapest silver. In Colorado, exchange silver prices carry the cost of the extra savings lower-income households get on silver plans. If your income is too high for those savings, a gold plan can cost less and cover more.

What a 40-year-old earning $35,000 pays

At 219% of the poverty line, a single 40-year-old in Delta County gets an estimated federal tax credit of $511.00 a month. The lowest-priced bronze plan then costs $0.00 a month (Select Health Monument Value Bronze $8500 Medical Deductible). The lowest-priced silver costs $112.88 a month, with lower deductibles at this income (enhanced silver, 73% actuarial value): $3,400 deductible. Prices after the credit also take off about $70 a month of Colorado Premium Assistance. Connect for Health Colorado decides who qualifies. These are estimates; your price is set when you apply.

At Delta County's typical pay. The typical worker in Delta County earns about $40,000 a year. At that income, a single 40-year-old gets an estimated tax credit of $441.00 a month. The lowest-priced bronze plan then costs $23.59 a month, and the lowest-priced silver $182.88. Pay: Census American Community Survey 2020-2024, median earnings of people who work (±$3,127).

Off-exchange plans can never take a tax credit, so they only make sense if you're sure you won't qualify. If you won't, the lowest-priced off-exchange silver here (Select Health Monument Value Silver $3500 Medical Deductible - X) costs $89.97 a month less than the cheapest exchange silver at age 40.

Hospitals and clinics in Delta County

1 hospital, with emergency care. Whether a hospital is in a plan's network depends on the plan: use "Find your doctors" on any plan card to check.

  • Delta County Memorial HospitalDelta · Acute Care Hospital · emergency care

Community health centers

Federally funded clinics that see patients with or without insurance, with fees based on income.

  • Axis Health System - DeltaDelta · Southwest Colorado Mental Health Center, Inc.
  • River Valley Family Health Center of DeltaDelta · Olathe Community Clinic, Inc.

Rural health clinics

  • Delta Health Adult Primary CareDelta
  • Delta Health Rural Care ClinicDelta
  • Pediatric Associates Prof LLCDelta
  • Delta Health West Elk Hotchkiss ClinicHotchkiss

Other help in Delta County

  • If your income is low, you may qualify for Health First Colorado (Medicaid), which costs little or nothing. Apply at Health First Colorado or through Colorado PEAK, or at the Delta County human services office.
  • Connect for Health Colorado also funds free, in-person enrollment helpers around the state.
  • Or have a licensed Grove advisor check your plan and help you enroll, by phone, at no cost.

Price plans for your household

Open enrollment runs November 1, 2026 to January 15, 2027. Enroll by December 15 for January 1, or by January 15 for February 1. Outside those dates you need a qualifying life event.

Step 1 of 3

Cities in Delta County: Delta

Questions before you choose?

All guides

Compare with other Colorado counties

Cheapest silver plan by Colorado county, age 40, before tax creditsEach county links to its page. Lighter counties have cheaper silver plans.AdamsAlamosaArapahoeArchuletaBacaBentBoulderChaffeeCheyenneClear CreekConejosCostillaCrowleyCusterDeltaDoloresDouglasEagleEl PasoElbertFremontGarfieldGrandGunnisonHinsdaleHuerfanoJacksonJeffersonKiowaKit CarsonLa PlataLakeLarimerLas AnimasLincolnLoganMesaMineralMoffatMontezumaMontroseMorganOteroOurayParkPhillipsPitkinProwersPuebloRio BlancoRio GrandeRouttSaguacheSan JuanSan MiguelSedgwickSummitTellerWashingtonWeldYuma
  • $551.00–$559.00
  • $559.00–$707.00
  • $707.00–$707.00
  • $707.00–$719.00
  • $719.00–$835.00

Cheapest silver plan for one 40-year-old, no tobacco, before tax credits. Hover over a county or tap it for its plans, prices and local hospitals.

Delta County is in Colorado rating area 9. Prices are from each carrier's 2027 rates approved by the Colorado Division of Insurance (6 carrier filings, SERFF), for coverage starting January 1, 2027. Tax credit estimates use the 2027 federal rules. Your price is set when you apply. Hospitals: CMS Hospital General Information. Health centers: HRSA. Rural clinics: CMS enrollment data. Uninsured rate and incomes: U.S. Census Bureau (SAHIE and SAIPE, 2023). ZIP codes mostly in Delta County: 81410, 81413, 81416, 81418, 81419, 81428.