Denver skyline over City Park with the Front Range behind

Denver County health insurance for 2027

90 plans from 6 insurance companies are sold through Connect for Health Colorado in Denver County: Anthem, Colorado Access, Denver Health (Elevate), Kaiser Permanente, Rocky Mountain Health Plans, Select Health. Price them for your household below, with your tax credit included.

About 9.7% of adults 18 to 64 in Denver County have no health insurance (Census, 2023). The median household income is $93,572, and 10.5% of residents live below the poverty line (Census, 2023).

Plans by metal level

32 bronze · 36 silver · 18 gold · 4 catastrophic

Colorado Option plans

18 available

Benchmark silver, age 40

$564.86/mo

KP Select CO Silver 3800/25%/HSA

Lowest full prices by age

One adult, no tobacco, before any tax credit. Your own price depends on your household and income.

Cheapest bronzeCheapest silverCheapest goldFull monthly price for one adult, no tobacco, before tax credits.

Age	Cheapest bronze	Cheapest silver	Cheapest gold
30	$398.06/mo KP Select CO Bronze 8500/50/HSA	$488.97/mo KP Colorado Option Silver	$474.05/mo KP Colorado Option Gold
40	$448.21/mo KP Select CO Bronze 8500/50/HSA	$550.57/mo KP Colorado Option Silver	$533.77/mo KP Colorado Option Gold
50	$626.37/mo KP Select CO Bronze 8500/50/HSA	$769.42/mo KP Colorado Option Silver	$745.95/mo KP Colorado Option Gold
60	$951.84/mo KP Select CO Bronze 8500/50/HSA	$1,169.21/mo KP Colorado Option Silver	$1,133.54/mo KP Colorado Option Gold

Notice that the cheapest gold plan here costs less than the cheapest silver. In Colorado, exchange silver prices carry the cost of the extra savings lower-income households get on silver plans. If your income is too high for those savings, a gold plan can cost less and cover more.

What a 40-year-old earning $35,000 pays

At 219% of the poverty line, a single 40-year-old in Denver County gets an estimated federal tax credit of $345.00 a month. The lowest-priced bronze plan then costs $33.21 a month (KP Select CO Bronze 8500/50/HSA). The lowest-priced silver costs $135.57 a month, with lower deductibles at this income (enhanced silver, 73% actuarial value): $3,400 deductible. Prices after the credit also take off about $70 a month of Colorado Premium Assistance. Connect for Health Colorado decides who qualifies. These are estimates; your price is set when you apply.

At Denver County's typical pay. The typical worker in Denver County earns about $61,000 a year. At that income, a single 40-year-old gets an estimated tax credit of $45.00 a month. The lowest-priced bronze plan then costs $333.21 a month, and the lowest-priced silver $435.57. Pay: Census American Community Survey 2020-2024, median earnings of people who work (±$678.00).

Off-exchange plans can never take a tax credit, so they only make sense if you're sure you won't qualify. If you won't, the lowest-priced off-exchange silver here (KP Select CO Silver 5350/0/HSA X) costs $68.01 a month less than the cheapest exchange silver at age 40.

Hospitals and clinics in Denver County

7 hospitals, 6 with emergency care. Whether a hospital is in a plan's network depends on the plan: use "Find your doctors" on any plan card to check.

AdventHealth PorterDenver · Acute Care Hospital · emergency care
Colorado Mental Health Hospital in Fort LoganDenver · Psychiatric
Denver Health & Hospital AuthorityDenver · Acute Care Hospital · emergency care
HCA HealthOne Presbyterian St. LukesDenver · Acute Care Hospital · emergency care
Hca Healthone RoseDenver · Acute Care Hospital · emergency care
National Jewish HealthDenver · Acute Care Hospital · emergency care
Saint Joseph HospitalDenver · Acute Care Hospital · emergency care

Community health centers

Federally funded clinics that see patients with or without insurance, with fees based on income.

2100 Broadway Services BuilidingDenver · The Colorado Coalition for the Homeless
48th Avenue East Shelter Health CenterDenver · The Colorado Coalition for the Homeless
Adult Dental and OMFS ClinicDenver · Denver Health and Hospital Authority
Adult Urgent Care ClinicDenver · Denver Health and Hospital Authority
Beacon PlaceDenver · The Colorado Coalition for the Homeless
CCH Administration & Champa Dental ClinicDenver · The Colorado Coalition for the Homeless
Clinica Tepeyac - ClinicDenver · La Clinica Tepeyac, Inc.
Denver Health Primary Care CenterDenver · Denver Health and Hospital Authority
Denver Health and HosptialsDenver · Denver Health and Hospital Authority
Dermatology Clinic and Endocrinology ClinicDenver · Denver Health and Hospital Authority
Eastside Family Health CenterDenver · Denver Health and Hospital Authority
Federico F. Pena Family Health CenterDenver · Denver Health and Hospital Authority
Forum ApartmentsDenver · The Colorado Coalition for the Homeless
Inner City Health CenterDenver
La Casa Quigg Newton Family Health CenterDenver · Denver Health and Hospital Authority
Lowry Family Health CenterDenver · Denver Health and Hospital Authority
Montbello Family Health CenterDenver · Denver Health and Hospital Authority
Obstetrics and Gynecology ClinicDenver · Denver Health and Hospital Authority
Outreach & Engagement ServicesDenver · The Colorado Coalition for the Homeless
Park Hill Family Health CenterDenver · Denver Health and Hospital Authority
Pediatric Emergency Department and Urgent CareDenver · Denver Health and Hospital Authority
Primary Care Clinic at WellPowerDenver · Denver Health and Hospital Authority
Renaissance Downtown LoftsDenver · The Colorado Coalition for the Homeless
Renaissance Off Broadway LoftsDenver · The Colorado Coalition for the Homeless
Renaissance Xenia VillageDenver · The Colorado Coalition for the Homeless
Renaissance at Civic Center ApartmentsDenver · The Colorado Coalition for the Homeless
Renaissance at Lowry BoulevardDenver · The Colorado Coalition for the Homeless
Renewal VillageDenver · The Colorado Coalition for the Homeless
Rose Andom Health CenterDenver · Denver Health and Hospital Authority
STRIDE CHC - OneidaDenver · Metro Community Provider Network Inc.
Safe CenterDenver · Denver Health and Hospital Authority
Sheridan Health ServicesDenver · The Regents of the University of Colorado
Sheridan Health Services-Urban PeakDenver · The Regents of the University of Colorado
Sloan's Lake Primary Care CenterDenver · Denver Health and Hospital Authority
Southeast Medical CenterDenver · Denver Health and Hospital Authority
Stout Street Health CenterDenver · The Colorado Coalition for the Homeless
Stout Street Recuperative Care Center & Legacy LoftsDenver · The Colorado Coalition for the Homeless
Tepeyac 48th Avenue ClinicDenver · La Clinica Tepeyac, Inc.
Tepeyac AdministrationDenver · La Clinica Tepeyac, Inc.
Uptown Community Health Center, Inc Financial CounselingDenver · Uptown Community Health Center Inc.
Uptown Community Health Center, Inc Midwifery CenterDenver · Uptown Community Health Center Inc.
Uptown Community Health Center, Inc. AdministrationDenver · Uptown Community Health Center Inc.
Uptown Community Health Center, Inc. Bruner Family MedicineDenver · Uptown Community Health Center Inc.
Uptown Community Health Center, Inc. Caritas Internal MedicineDenver · Uptown Community Health Center Inc.
Uptown Community Health Center, Inc. Seton Women's CenterDenver · Uptown Community Health Center Inc.
Wellington E. Webb Center for Primary CareDenver · Denver Health and Hospital Authority
West End Health CenterDenver · The Colorado Coalition for the Homeless
Westside Family Health CenterDenver · Denver Health and Hospital Authority
Westwood Family Health CenterDenver · Denver Health and Hospital Authority

Other help in Denver County

If your income is low, you may qualify for Health First Colorado (Medicaid), which costs little or nothing. Apply at Health First Colorado or through Colorado PEAK, or at the Denver County human services office.
Connect for Health Colorado also funds free, in-person enrollment helpers around the state.
Or have a licensed Grove advisor check your plan and help you enroll, by phone, at no cost.

Price plans for your household

ZIP code

County

Coverage starts

Open enrollment runs November 1, 2026 to January 15, 2027. Enroll by December 15 for January 1, or by January 15 for February 1. Outside those dates you need a qualifying life event.

Step 1 of 3

Cities in Denver County: Denver

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$551.00–$559.00
$559.00–$707.00
$707.00–$707.00
$707.00–$719.00
$719.00–$835.00

Cheapest silver plan for one 40-year-old, no tobacco, before tax credits. Hover over a county or tap it for its plans, prices and local hospitals.

Denver County is in Colorado rating area 3. Prices are from each carrier's 2027 rates approved by the Colorado Division of Insurance (6 carrier filings, SERFF), for coverage starting January 1, 2027. Tax credit estimates use the 2027 federal rules. Your price is set when you apply. Hospitals: CMS Hospital General Information. Health centers: HRSA. Rural clinics: CMS enrollment data. Uninsured rate and incomes: U.S. Census Bureau (SAHIE and SAIPE, 2023). ZIP codes mostly in Denver County: 80202, 80203, 80204, 80205, 80206, 80207, 80209, 80210, 80211, 80212, 80216, 80218, 80219, 80220, 80222, 80223, 80224, 80230, 80231, 80236, 80237, 80238, 80239, 80246, 80247, 80249, 80264, 80266, 80290, 80293, 80294.