Costilla County health insurance for 2027
31 plans from 3 insurance companies are sold through Connect for Health Colorado in Costilla County: Anthem, Denver Health (Elevate), Rocky Mountain Health Plans. Price them for your household below, with your tax credit included.
About 12.6% of adults 18 to 64 in Costilla County have no health insurance (Census, 2023). The median household income is $38,731, and 22.6% of residents live below the poverty line (Census, 2023).
Plans by metal level
13 bronze · 13 silver · 4 gold · 1 catastrophic
Colorado Option plans
9 available
Benchmark silver, age 40
$757.15/mo
Anthem Silver Pathway 8200 $0 Select Drugs
Lowest full prices by age
One adult, no tobacco, before any tax credit. Your own price depends on your household and income.
| Age | Cheapest bronze | Cheapest silver | Cheapest gold |
|---|---|---|---|
| 30 | $467.94/mo Anthem Colorado Option Bronze Pathway Std | $627.47/mo Anthem Colorado Option Silver Pathway Std | $562.10/mo Anthem Colorado Option Gold Pathway Std |
| 40 | $526.89/mo Anthem Colorado Option Bronze Pathway Std | $706.53/mo Anthem Colorado Option Silver Pathway Std | $632.92/mo Anthem Colorado Option Gold Pathway Std |
| 50 | $736.33/mo Anthem Colorado Option Bronze Pathway Std | $987.37/mo Anthem Colorado Option Silver Pathway Std | $884.50/mo Anthem Colorado Option Gold Pathway Std |
| 60 | $1,118.93/mo Anthem Colorado Option Bronze Pathway Std | $1,500.41/mo Anthem Colorado Option Silver Pathway Std | $1,344.08/mo Anthem Colorado Option Gold Pathway Std |
Notice that the cheapest gold plan here costs less than the cheapest silver. In Colorado, exchange silver prices carry the cost of the extra savings lower-income households get on silver plans. If your income is too high for those savings, a gold plan can cost less and cover more.
What a 40-year-old earning $35,000 pays
At 219% of the poverty line, a single 40-year-old in Costilla County gets an estimated federal tax credit of $538.00 a month. The lowest-priced bronze plan then costs $0.00 a month (Anthem Colorado Option Bronze Pathway Std). The lowest-priced silver costs $98.53 a month, with lower deductibles at this income (enhanced silver, 73% actuarial value): $3,400 deductible. Prices after the credit also take off about $70 a month of Colorado Premium Assistance. Connect for Health Colorado decides who qualifies. These are estimates; your price is set when you apply.
At Costilla County's typical pay. The typical worker in Costilla County earns about $30,000 a year. At that income, a single 40-year-old gets an estimated tax credit of $602.00 a month. The lowest-priced bronze plan then costs $0.00 a month, and the lowest-priced silver $34.53. Pay: Census American Community Survey 2020-2024, median earnings of people who work (±$2,985).
Off-exchange plans can never take a tax credit, so they only make sense if you're sure you won't qualify. If you won't, the lowest-priced off-exchange silver here (Anthem Colorado Option Silver Pathway Std) costs $133.14 a month less than the cheapest exchange silver at age 40.
Hospitals and clinics in Costilla County
Costilla County has no hospital of its own; residents usually travel to a neighboring county. When you compare plans, check that the hospital you'd use is in the plan's network.
Community health centers
Federally funded clinics that see patients with or without insurance, with fees based on income.
- San Luis Health Center, Ernesto Pacheco Dental Clinic, or San Luis Physical Therapy and RehabilitationSan Luis · Valley-wide Health Systems
Other help in Costilla County
- If your income is low, you may qualify for Health First Colorado (Medicaid), which costs little or nothing. Apply at Health First Colorado or through Colorado PEAK, or at the Costilla County human services office.
- Connect for Health Colorado also funds free, in-person enrollment helpers around the state.
- Or have a licensed Grove advisor check your plan and help you enroll, by phone, at no cost.
Price plans for your household
Questions before you choose?
Compare with other Colorado counties
- $551.00–$559.00
- $559.00–$707.00
- $707.00–$707.00
- $707.00–$719.00
- $719.00–$835.00
Cheapest silver plan for one 40-year-old, no tobacco, before tax credits. Hover over a county or tap it for its plans, prices and local hospitals.
Costilla County is in Colorado rating area 8. Prices are from each carrier's 2027 rates approved by the Colorado Division of Insurance (6 carrier filings, SERFF), for coverage starting January 1, 2027. Tax credit estimates use the 2027 federal rules. Your price is set when you apply. Hospitals: CMS Hospital General Information. Health centers: HRSA. Rural clinics: CMS enrollment data. Uninsured rate and incomes: U.S. Census Bureau (SAHIE and SAIPE, 2023). ZIP codes mostly in Costilla County: 81123, 81126, 81133, 81138, 81151, 81152.