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Horsetooth Reservoir above Fort Collins

Fort Collins health insurance for 2027

Fort Collins (population 170,924) is in Larimer County, where 58 Connect for Health Colorado plans from 5 carriers are sold for 2027. Price them for your household below, with your tax credit estimated.

Lowest full prices, age 40

CountyPlansCheapest bronzeCheapest silverCheapest gold
Larimer58 from 5$456.25/mo$558.83/mo$541.78/mo

One 40-year-old, no tobacco, before tax credits. Carriers: Anthem, Denver Health (Elevate), Kaiser Permanente, Rocky Mountain Health Plans and Select Health.

Hospitals and clinics in Fort Collins

  • Banner Fort Collins Medical CenterAcute Care Hospital · emergency care
  • Poudre Valley HospitalAcute Care Hospital · emergency care
  • Salud Fort Collins Blue SpruceCommunity health center

Whether a hospital is in a plan's network depends on the plan: use "Find your doctors" on any plan card to check.

What a 40-year-old in Fort Collins pays

At Larimer County's typical pay. The typical worker in Larimer County earns about $47,000 a year. At that income, a single 40-year-old gets an estimated tax credit of $226.00 a month. The lowest-priced bronze plan then costs $160.25 a month, and the lowest-priced silver $262.83. We use the county figure because students working part-time pull Fort Collins's own number down. Pay: Census American Community Survey 2020-2024, median earnings of people who work (±$978.00).

Price plans for your household

Open enrollment runs November 1, 2026 to January 15, 2027. Enroll by December 15 for January 1, or by January 15 for February 1. Outside those dates you need a qualifying life event.

Step 1 of 3

Questions before you choose?

All guides

ZIP codes in Fort Collins: 80521, 80525, 80526, 80528. Population: Census 2024 estimate. Prices: each carrier's 2027 rates approved by the Colorado Division of Insurance. Hospitals: CMS. Clinics: HRSA and CMS. Estimates; your price is set when you apply.