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What does a dermatologist do?

A dermatologist is a doctor who treats conditions of the skin, hair, and nails. They also check moles and spots for skin cancer.

Last updated November 11, 2026

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When people see one

  • A mole or spot that changes shape or color
  • Acne or eczema that over-the-counter products do not clear
  • A rash that lasts more than a few weeks
  • Hair loss or a nail problem

How it differs

Allergist: Both treat some rashes and hives. A dermatologist treats the skin condition itself; an allergist looks for allergic triggers.

On 2027 Colorado plans

Do you need a referral? On some plans. 37 of the 148 2027 plans need a referral from your primary care provider to see a specialist: Kaiser Permanente's 29 plans (you may self-refer to certain specialists) and Denver Health (Elevate)'s 8 plans (self-referral allowed for OB-GYN and outpatient mental health care). The other 111 don't, according to each plan's 2027 summary of benefits. Confirm in the plan's summary of benefits.

What a visit costs (the plan's filed "Specialist Visit" benefit, in network, before any extra savings on silver plans):

  • Bronze: $100 to $140 a visit on 10 of 56 plans; on the other 46, you pay toward your deductible or a share of the bill.
  • Silver: $50 to $90 a visit on 44 of 58 plans; on the other 14, you pay toward your deductible or a share of the bill.
  • Gold: $50 to $90 a visit on 26 of 30 plans; on the other 4, you pay toward your deductible or a share of the bill.

In-network care costs less. Out-of-network visits on an HMO or EPO usually aren't covered except in an emergency.

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In Colorado

Public records list 357 dermatologists at 193 Colorado locations.

Counties with the fewest: Rio Blanco (1), Logan (1), Las Animas (1), Fremont (1), Broomfield (1). 40 counties have none.

Questions to ask the office

  • Do I need a referral from my primary care doctor?
  • Which 2027 plans and network names do you take?
  • How long is the wait for a new patient?
  • Is a skin check billed differently from a visit for a specific problem?

Sources

General information, not medical advice. Plan facts come from each plan's 2027 filing; confirm in the plan's summary of benefits.

Want help finding dermatologists on your plan?

A licensed Grove advisor can answer your question at no cost. Insurance companies pay us, and your premium is the same either way.

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