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What does a licensed professional counselor do?

A licensed professional counselor (LPC) has a master's degree and provides talk therapy for mental health and life challenges. The state licenses counselors through its Department of Regulatory Agencies (DORA). In a crisis, call or text 988.

Last updated November 11, 2026

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When people see one

  • You feel anxious, down, or stuck and want someone to talk to.
  • You are coping with grief, a job loss, or a major change.
  • You want help with stress or relationships.

How it differs

Clinical social worker: A clinical social worker also provides therapy and may help connect you to community services. The degree and licensing board differ.

Psychologist: A psychologist has a doctorate and can do formal testing. Counselors focus on talk therapy.

On 2027 Colorado plans

Do you need a referral? Not on most plans. Kaiser Permanente plans need a referral for some specialists, so ask the insurance company before you book. The other plans don't require one for outpatient mental health care, according to each plan's 2027 summary of benefits.

What a visit costs (the plan's filed "Office Visit - Mental/Behavioral Health" benefit, in network, before any extra savings on silver plans):

  • Bronze: $0 to $80 a visit on 25 of 56 plans; on the other 31, you pay toward your deductible or a share of the bill.
  • Silver: $0 to $85 a visit on 35 of 58 plans; on the other 23, you pay toward your deductible or a share of the bill.
  • Gold: $0 to $90 a visit on 26 of 30 plans; on the other 4, you pay toward your deductible or a share of the bill.

In-network care costs less. Out-of-network visits on an HMO or EPO usually aren't covered except in an emergency.

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In Colorado

Public records list 18,933 licensed professional counselors at 6,517 Colorado locations. Colorado shows 20,371 active licenses of this kind, including people who don't see patients or work out of state.

Counties with the fewest: San Juan (1), Kiowa (1), Jackson (1), Bent (1), Washington (2). 6 counties have none.

Questions to ask the office

  • Are you taking new patients?
  • Do you bill my 2027 plan? Which plan and network name do you use?
  • Do you offer telehealth visits?
  • How long is the wait for a first appointment, and do you bill insurance or take self-pay only?

Sources

General information, not medical advice. Plan facts come from each plan's 2027 filing; confirm in the plan's summary of benefits.

Want help finding licensed professional counselors on your plan?

A licensed Grove advisor can answer your question at no cost. Insurance companies pay us, and your premium is the same either way.

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