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What does a community health center do?

A community health center is a clinic that offers primary care whether or not you have insurance. Fees can be lower based on what you can afford.

Last updated November 11, 2026

Find community health centers near you

When people see one

  • You want a primary care provider near home
  • You need dental or behavioral health at the same place
  • Your income is limited and cost matters
  • You are between jobs or plans

How it differs

Primary care clinic: A community health center is a nonprofit with a federal grant and a sliding fee scale. A primary care clinic is any office that provides primary care, with or without those features.

Rural health clinic: Both serve underserved areas. A rural health clinic has a federal certification for its location, and a community health center has a federal grant and a sliding fee scale.

On 2027 Colorado plans

Do you need a referral? No. You don't need a referral for primary care.

What a visit costs (the plan's filed "Primary Care Visit to Treat an Injury or Illness" benefit, in network, before any extra savings on silver plans):

  • Bronze: $25 to $50 a visit on 23 of 56 plans; on the other 33, you pay toward your deductible or a share of the bill.
  • Silver: $0 to $40 a visit on 53 of 58 plans; on the other 5, you pay toward your deductible or a share of the bill.
  • Gold: $0 to $30 a visit on 26 of 30 plans; on the other 4, you pay toward your deductible or a share of the bill.

In-network care costs less. Out-of-network visits on an HMO or EPO usually aren't covered except in an emergency.

Compare 2027 plans and prices

In Colorado

Public records list 328 community health centers in Colorado.

Counties with the fewest: Rio Grande (1), Logan (1), Lincoln (1), Kit Carson (1), Gunnison (1). 14 counties have none.

Questions to ask the office

  • Which 2027 plans do you take? Ask for the plan's network name, not only the insurance company.
  • How does the sliding scale work, and what proof of income do you need?
  • Are you taking new patients?
  • Which services are in the same building, such as dental or behavioral health?

Sources

General information, not medical advice. Plan facts come from each plan's 2027 filing; confirm in the plan's summary of benefits.

Want help finding community health centers on your plan?

A licensed Grove advisor can answer your question at no cost. Insurance companies pay us, and your premium is the same either way.

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