# Summit County, Colorado: 2027 health insurance plans and prices

As filed for 2027, Summit County has 42 Connect for Health Colorado plans from 3 carriers (Anthem, Denver Health (Elevate), Rocky Mountain Health Plans). The lowest-priced silver plan for a 40-year-old is $719.37 a month before tax credits (Anthem Colorado Option Silver Mountain Enhanced Std).

Source page: https://coloradohealthinsurance.com/individual-family/summit-county
Published by coloradohealthinsurance.com, an independent site by Grove Benefit Advisors LLC (licensed Colorado agency 958957, NPN 22306241). Not Connect for Health Colorado.

## Plans

- bronze: 17
- silver: 20
- gold: 4
- catastrophic: 1
- Colorado Option plans: 9
- Benchmark silver at age 40: $747.58/month (Elevate Health Plans Peak Colorado Option Silver)

## Lowest full monthly price by age (one adult, no tobacco, before tax credits)

| Age | Bronze | Silver | Gold |
|---|---|---|---|
| 30 | $476.47 (Anthem Colorado Option Bronze Mountain Enhanced Std) | $638.88 (Anthem Colorado Option Silver Mountain Enhanced Std) | $572.28 (Anthem Colorado Option Gold Mountain Enhanced Std) |
| 40 | $536.50 (Anthem Colorado Option Bronze Mountain Enhanced Std) | $719.37 (Anthem Colorado Option Silver Mountain Enhanced Std) | $644.38 (Anthem Colorado Option Gold Mountain Enhanced Std) |
| 50 | $749.76 (Anthem Colorado Option Bronze Mountain Enhanced Std) | $1,005.32 (Anthem Colorado Option Silver Mountain Enhanced Std) | $900.52 (Anthem Colorado Option Gold Mountain Enhanced Std) |
| 60 | $1,139.34 (Anthem Colorado Option Bronze Mountain Enhanced Std) | $1,527.68 (Anthem Colorado Option Silver Mountain Enhanced Std) | $1,368.43 (Anthem Colorado Option Gold Mountain Enhanced Std) |

## Example with a tax credit

A single 40-year-old earning $35,000 (219% of the poverty line) gets an estimated federal tax credit of $528.00 a month. The cheapest bronze then costs $0.00 a month. The cheapest silver costs $121.37 a month.

Households with no tax credit can buy an off-exchange silver for $122.58 a month less than the cheapest exchange silver at age 40 (Anthem Colorado Option Silver Mountain Enhanced Std).

## Local care and help

- Adults 18-64 without insurance: 10.3% (Census SAHIE 2023)
- Median household income: $105,135; poverty rate 7.3% (Census SAIPE 2023)
- Hospitals: St Anthony Summit Medical Center (Frisco, emergency care)
- Community health centers: Elevated Community Health Admin Offices (Frisco); Elevated Community Health Pediatric Dental (Frisco); Elevated Community Health Pharmacy (Frisco); Medical Office Building - Suite 320 (Frisco); Summit Community Care Clinic Dental Clinic (Frisco); Summit Community Care Clinic, Inc. (Frisco)
- Rural health clinics: Peaks Medical PC (Dillon)
- ZIP codes mostly in the county: 80424, 80435, 80443, 80498

## Sources

- Plan rates and benefits: each carrier's 2027 filings approved by the Colorado Division of Insurance (SERFF).
- Tax credits: federal rules for the plan year; Colorado Premium Assistance: Regulation 4-2-78.
- Hospitals: CMS Hospital General Information. Health centers: HRSA. Rural clinics: CMS enrollment data. Census SAHIE and SAIPE.

Prices are estimates. Connect for Health Colorado sets tax credits and eligibility when you apply.