# Routt County, Colorado: 2027 health insurance plans and prices

As filed for 2027, Routt County has 49 Connect for Health Colorado plans from 3 carriers (Anthem, Rocky Mountain Health Plans, Select Health). The lowest-priced silver plan for a 40-year-old is $719.37 a month before tax credits (Anthem Colorado Option Silver Mountain Enhanced Std).

Source page: https://coloradohealthinsurance.com/individual-family/routt-county
Published by coloradohealthinsurance.com, an independent site by Grove Benefit Advisors LLC (licensed Colorado agency 958957, NPN 22306241). Not Connect for Health Colorado.

## Plans

- bronze: 18
- silver: 23
- gold: 7
- catastrophic: 1
- Colorado Option plans: 9
- Benchmark silver at age 40: $730.79/month (Select Health Value Silver $3500 Medical Deductible)

## Lowest full monthly price by age (one adult, no tobacco, before tax credits)

| Age | Bronze | Silver | Gold |
|---|---|---|---|
| 30 | $474.77 (Select Health Value Bronze $8500 Medical Deductible) | $638.88 (Anthem Colorado Option Silver Mountain Enhanced Std) | $572.28 (Anthem Colorado Option Gold Mountain Enhanced Std) |
| 40 | $534.59 (Select Health Value Bronze $8500 Medical Deductible) | $719.37 (Anthem Colorado Option Silver Mountain Enhanced Std) | $644.38 (Anthem Colorado Option Gold Mountain Enhanced Std) |
| 50 | $747.09 (Select Health Value Bronze $8500 Medical Deductible) | $1,005.32 (Anthem Colorado Option Silver Mountain Enhanced Std) | $900.52 (Anthem Colorado Option Gold Mountain Enhanced Std) |
| 60 | $1,135.27 (Select Health Value Bronze $8500 Medical Deductible) | $1,527.68 (Anthem Colorado Option Silver Mountain Enhanced Std) | $1,368.43 (Anthem Colorado Option Gold Mountain Enhanced Std) |

## Example with a tax credit

A single 40-year-old earning $35,000 (219% of the poverty line) gets an estimated federal tax credit of $511.00 a month. The cheapest bronze then costs $0.00 a month. The cheapest silver costs $138.37 a month.

Households with no tax credit can buy an off-exchange silver for $122.58 a month less than the cheapest exchange silver at age 40 (Anthem Colorado Option Silver Mountain Enhanced Std).

## Local care and help

- Adults 18-64 without insurance: 8.2% (Census SAHIE 2023)
- Median household income: $112,377; poverty rate 5.6% (Census SAIPE 2023)
- Hospitals: UCHealth Yampa Valley Medical Center (Steamboat Springs, emergency care)
- Community health centers: Northwest Colorado Health Administrative Offices (Steamboat Springs); Northwest Colorado Health Community Health Center  -  Routt County (Steamboat Springs)
- ZIP codes mostly in the county: 80428, 80463, 80467, 80469, 80479, 80483, 80487, 81639, 81653

## Sources

- Plan rates and benefits: each carrier's 2027 filings approved by the Colorado Division of Insurance (SERFF).
- Tax credits: federal rules for the plan year; Colorado Premium Assistance: Regulation 4-2-78.
- Hospitals: CMS Hospital General Information. Health centers: HRSA. Rural clinics: CMS enrollment data. Census SAHIE and SAIPE.

Prices are estimates. Connect for Health Colorado sets tax credits and eligibility when you apply.