# Jefferson County, Colorado: 2027 health insurance plans and prices

As filed for 2027, Jefferson County has 90 Connect for Health Colorado plans from 6 carriers (Anthem, Colorado Access, Denver Health (Elevate), Kaiser Permanente, Rocky Mountain Health Plans, Select Health). The lowest-priced silver plan for a 40-year-old is $550.57 a month before tax credits (KP Colorado Option Silver).

Source page: https://coloradohealthinsurance.com/individual-family/jefferson-county
Published by coloradohealthinsurance.com, an independent site by Grove Benefit Advisors LLC (licensed Colorado agency 958957, NPN 22306241). Not Connect for Health Colorado.

## Plans

- bronze: 32
- silver: 36
- gold: 18
- catastrophic: 4
- Colorado Option plans: 18
- Benchmark silver at age 40: $564.86/month (KP Select CO Silver 3800/25%/HSA)

## Lowest full monthly price by age (one adult, no tobacco, before tax credits)

| Age | Bronze | Silver | Gold |
|---|---|---|---|
| 30 | $398.06 (KP Select CO Bronze 8500/50/HSA) | $488.97 (KP Colorado Option Silver) | $474.05 (KP Colorado Option Gold) |
| 40 | $448.21 (KP Select CO Bronze 8500/50/HSA) | $550.57 (KP Colorado Option Silver) | $533.77 (KP Colorado Option Gold) |
| 50 | $626.37 (KP Select CO Bronze 8500/50/HSA) | $769.42 (KP Colorado Option Silver) | $745.95 (KP Colorado Option Gold) |
| 60 | $951.84 (KP Select CO Bronze 8500/50/HSA) | $1,169.21 (KP Colorado Option Silver) | $1,133.54 (KP Colorado Option Gold) |

## Example with a tax credit

A single 40-year-old earning $35,000 (219% of the poverty line) gets an estimated federal tax credit of $345.00 a month. The cheapest bronze then costs $33.21 a month. The cheapest silver costs $135.57 a month.

Households with no tax credit can buy an off-exchange silver for $68.01 a month less than the cheapest exchange silver at age 40 (KP Select CO Silver 5350/0/HSA X).

## Local care and help

- Adults 18-64 without insurance: 6.8% (Census SAHIE 2023)
- Median household income: $102,146; poverty rate 7.4% (Census SAIPE 2023)
- Hospitals: Centura Health-st Anthony Hospital (Lakewood, emergency care); Intermountain Health Lutheran Hospital (Wheat Ridge, emergency care); Orthocolorado Hosp at St Anthony Med Campus (Lakewood, emergency care); UCHealth Broomfield Hospital (Broomfield, emergency care)
- Community health centers: Renaissance Children's Center (Lakewood); STRIDE CHC  -  Wheat Ridge (Wheat Ridge); Wheat Ridge Family Health Clinic (Wheat Ridge)
- ZIP codes mostly in the county: 80002, 80003, 80004, 80005, 80007, 80021, 80033, 80123, 80127, 80128, 80214, 80215, 80226, 80227, 80228, 80232, 80235, 80401, 80403, 80419, 80425, 80433, 80453, 80454, 80457, 80465, 80470

## Sources

- Plan rates and benefits: each carrier's 2027 filings approved by the Colorado Division of Insurance (SERFF).
- Tax credits: federal rules for the plan year; Colorado Premium Assistance: Regulation 4-2-78.
- Hospitals: CMS Hospital General Information. Health centers: HRSA. Rural clinics: CMS enrollment data. Census SAHIE and SAIPE.

Prices are estimates. Connect for Health Colorado sets tax credits and eligibility when you apply.