# Fremont County, Colorado: 2027 health insurance plans and prices

As filed for 2027, Fremont County has 43 Connect for Health Colorado plans from 3 carriers (Anthem, Kaiser Permanente, Rocky Mountain Health Plans). The lowest-priced silver plan for a 40-year-old is $585.81 a month before tax credits (KP Colorado Option Silver).

Source page: https://coloradohealthinsurance.com/individual-family/fremont-county
Published by coloradohealthinsurance.com, an independent site by Grove Benefit Advisors LLC (licensed Colorado agency 958957, NPN 22306241). Not Connect for Health Colorado.

## Plans

- bronze: 16
- silver: 17
- gold: 8
- catastrophic: 2
- Colorado Option plans: 9
- Benchmark silver at age 40: $649.71/month (KP CO Silver 3800/25%/HSA)

## Lowest full monthly price by age (one adult, no tobacco, before tax credits)

| Age | Bronze | Silver | Gold |
|---|---|---|---|
| 30 | $424.76 (KP Colorado Option Bronze) | $520.26 (KP Colorado Option Silver) | $504.39 (KP Colorado Option Gold) |
| 40 | $478.27 (KP Colorado Option Bronze) | $585.81 (KP Colorado Option Silver) | $567.93 (KP Colorado Option Gold) |
| 50 | $668.38 (KP Colorado Option Bronze) | $818.67 (KP Colorado Option Silver) | $793.69 (KP Colorado Option Gold) |
| 60 | $1,015.67 (KP Colorado Option Bronze) | $1,244.04 (KP Colorado Option Silver) | $1,206.08 (KP Colorado Option Gold) |

## Example with a tax credit

A single 40-year-old earning $35,000 (219% of the poverty line) gets an estimated federal tax credit of $430.00 a month. The cheapest bronze then costs $0.00 a month. The cheapest silver costs $85.81 a month.

Households with no tax credit can buy an off-exchange silver for $66.72 a month less than the cheapest exchange silver at age 40 (KP Colorado Option Silver X).

## Local care and help

- Adults 18-64 without insurance: 9.8% (Census SAHIE 2023)
- Median household income: $61,015; poverty rate 18.4% (Census SAIPE 2023)
- Hospitals: St Thomas More Hospital (Canon City, emergency care)
- Community health centers: Valley-Wide Canon City (Canon City)
- Rural health clinics: Button Family Practice PC (Canon City); St. Thomas More Hospital (Rural Health Clinic) (Canon City); Florence Medical Center LLC (Florence)
- ZIP codes mostly in the county: 81212, 81221, 81222, 81223, 81226, 81232, 81233, 81240, 81244

## Sources

- Plan rates and benefits: each carrier's 2027 filings approved by the Colorado Division of Insurance (SERFF).
- Tax credits: federal rules for the plan year; Colorado Premium Assistance: Regulation 4-2-78.
- Hospitals: CMS Hospital General Information. Health centers: HRSA. Rural clinics: CMS enrollment data. Census SAHIE and SAIPE.

Prices are estimates. Connect for Health Colorado sets tax credits and eligibility when you apply.