# Delta County, Colorado: 2027 health insurance plans and prices

As filed for 2027, Delta County has 40 Connect for Health Colorado plans from 3 carriers (Anthem, Rocky Mountain Health Plans, Select Health). The lowest-priced silver plan for a 40-year-old is $693.88 a month before tax credits (RMHP Monument One Colorado Option Silver).

Source page: https://coloradohealthinsurance.com/individual-family/delta-county
Published by coloradohealthinsurance.com, an independent site by Grove Benefit Advisors LLC (licensed Colorado agency 958957, NPN 22306241). Not Connect for Health Colorado.

## Plans

- bronze: 15
- silver: 16
- gold: 8
- catastrophic: 1
- Colorado Option plans: 9
- Benchmark silver at age 40: $730.79/month (Select Health Monument Value Silver $3500 Medical Deductible)

## Lowest full monthly price by age (one adult, no tobacco, before tax credits)

| Age | Bronze | Silver | Gold |
|---|---|---|---|
| 30 | $474.77 (Select Health Monument Value Bronze $8500 Medical Deductible) | $616.24 (RMHP Monument One Colorado Option Silver) | $592.89 (RMHP Monument One Colorado Option Gold) |
| 40 | $534.59 (Select Health Monument Value Bronze $8500 Medical Deductible) | $693.88 (RMHP Monument One Colorado Option Silver) | $667.59 (RMHP Monument One Colorado Option Gold) |
| 50 | $747.09 (Select Health Monument Value Bronze $8500 Medical Deductible) | $969.69 (RMHP Monument One Colorado Option Silver) | $932.95 (RMHP Monument One Colorado Option Gold) |
| 60 | $1,135.27 (Select Health Monument Value Bronze $8500 Medical Deductible) | $1,473.54 (RMHP Monument One Colorado Option Silver) | $1,417.71 (RMHP Monument One Colorado Option Gold) |

## Example with a tax credit

A single 40-year-old earning $35,000 (219% of the poverty line) gets an estimated federal tax credit of $511.00 a month. The cheapest bronze then costs $0.00 a month. The cheapest silver costs $112.88 a month.

Households with no tax credit can buy an off-exchange silver for $89.97 a month less than the cheapest exchange silver at age 40 (Select Health Monument Value Silver $3500 Medical Deductible - X).

## Local care and help

- Adults 18-64 without insurance: 13.6% (Census SAHIE 2023)
- Median household income: $57,075; poverty rate 12.9% (Census SAIPE 2023)
- Hospitals: Delta County Memorial Hospital (Delta, emergency care)
- Community health centers: Axis Health System - Delta (Delta); River Valley Family Health Center of Delta (Delta)
- Rural health clinics: Delta Health Adult Primary Care (Delta); Delta Health Rural Care Clinic (Delta); Pediatric Associates Prof LLC (Delta); Delta Health West Elk Hotchkiss Clinic (Hotchkiss)
- ZIP codes mostly in the county: 81410, 81413, 81416, 81418, 81419, 81428

## Sources

- Plan rates and benefits: each carrier's 2027 filings approved by the Colorado Division of Insurance (SERFF).
- Tax credits: federal rules for the plan year; Colorado Premium Assistance: Regulation 4-2-78.
- Hospitals: CMS Hospital General Information. Health centers: HRSA. Rural clinics: CMS enrollment data. Census SAHIE and SAIPE.

Prices are estimates. Connect for Health Colorado sets tax credits and eligibility when you apply.