# OB-GYNs in Colorado

> An OB-GYN is a physician trained in pregnancy, childbirth, and the female reproductive system. Federal law lets you see an in-network OB-GYN without a referral.

Source: Colorado Health Insurance Colorado Care Index (https://coloradohealthinsurance.com/care/ob-gyn), data updated 2026-11-11. Published by Grove Benefit Advisors LLC, a licensed Colorado health insurance agency.

## When people see one

- Pregnancy care and delivery
- Pap tests and pelvic exams
- Birth control and menopause questions
- Painful, heavy, or irregular periods

## How it differs

- Midwife: Both can deliver babies. An OB-GYN is a surgeon and physician who can handle complications and cesarean births; a midwife focuses on low-risk pregnancy and birth.
- Women's health nurse practitioner: A women's health nurse practitioner provides exams, birth control, and routine care but does not perform surgery or deliver by cesarean.

## On 2027 Colorado plans

- Referral: No. Federal law protects your direct access to an in-network OB-GYN on plans that have you choose a primary care provider, and the 2027 Colorado plans we checked let you see one without a referral.
- Visit cost by metal level (standard plans):
  - Bronze: $100 to $140 a visit on 10 of 56 plans
  - Silver: $50 to $90 a visit on 44 of 58 plans
  - Gold: $50 to $90 a visit on 26 of 30 plans

## In Colorado

- 989 clinicians at 347 locations in public records (NPPES, CMS).

## Questions to ask the office

- Are you taking new patients?
- Which 2027 plans do you take? Ask for the plan's network name, not only the insurance company.
- Which hospital do you deliver at?
- Are your deliveries covered in network at that hospital?

## Sources

- [ACOG: Your first gynecologic visit](https://www.acog.org/womens-health/faqs/your-first-gynecologic-visit)
- [HealthCare.gov: Preventive care benefits](https://www.healthcare.gov/coverage/preventive-care-benefits/)