# Marriage and family therapists in Colorado

> A marriage and family therapist (LMFT) has a master's degree and provides talk therapy for couples, families, and individuals. They look at how relationships affect mental health.

Source: Colorado Health Insurance Colorado Care Index (https://coloradohealthinsurance.com/care/marriage-family-therapist), data updated 2026-11-11. Published by Grove Benefit Advisors LLC, a licensed Colorado health insurance agency.

## When people see one

- You and your partner want help with communication or conflict.
- Your family is dealing with a major change or a child's struggles.
- You want therapy focused on relationships.

## How it differs

- Licensed professional counselor: A licensed professional counselor often works one-on-one. A marriage and family therapist is trained to work with couples and families.
- Clinical social worker: A clinical social worker also treats families and can connect you to community services.

## On 2027 Colorado plans

- Referral: Not on most plans. Kaiser Permanente plans need a referral for some specialists, so ask the insurance company before you book. The other plans don't require one for outpatient mental health care, according to each plan's 2027 summary of benefits.
- Visit cost by metal level (standard plans):
  - Bronze: $0 to $80 a visit on 25 of 56 plans
  - Silver: $0 to $85 a visit on 35 of 58 plans
  - Gold: $0 to $90 a visit on 26 of 30 plans

## In Colorado

- 1,630 clinicians at 1,130 locations in public records (NPPES, CMS).
- 3,323 active Colorado licenses (DORA).

## Questions to ask the office

- Are you taking new patients, and do you see couples or families?
- Do you bill my 2027 plan? Which plan and network name do you use?
- Do you offer telehealth sessions?
- How long is the wait, and do you bill insurance or take self-pay only?

## Sources

- [NIMH: Psychotherapies](https://www.nimh.nih.gov/health/topics/psychotherapies)